All interest rates effect from 01-07-2017 in %
Housing Loan
| Housing Construction & Purchase Loan Residencial Housing Loan | |
| Particular | Fix Flotting |
| Up to 30 Lacs | 10.00 9.00 |
| Above 30 Lacs | 10.50 9.25 |
| Commercial Housing Loan | |
| Particular | Fix Flotting |
| Up to 30 Lacs | 12.00 11.50 |
| Above 30 Lacs | 12.50 11.75 |
Loan Against Property
| Particular | Term Loan
Fix Flotting |
Cash Credit
Fix Flotting |
||
| Up to 30 Lacs | 13.00 | 12.25 | 14.00 | 12.50 |
| Above 30 Lacs & Below 50 Lacs | 13.25 | 12.00 | 14.00 | 12.50 |
| 50 Lacs & Above & Below 2 Crore | 12.75 | 11.50 | 13.00 | 11.75 |
| 2 Crore & Above | 12.50 | 11.25 | 12.75 | 11.50 |
Term Loan
| Two Wheeler | Employer Loan (Salary Basis) | Domestic Item | NSC / KVP |
| 14.00 | 14.00 | 16.00 | 10.00 |
Other Term Loan (Fix)
| Four Wheeler / Heavy Whicle | Primary Sector Plant & Machinery Loan | Primary Sector Other Term Loan |
| Up to 5 Lacs 10.00
Above 5 Lacs 10.50 |
Up to 50 Lacs 12.00
Above 50 Lacs 12.50 |
Up to 10 Lacs 13.00
Above 10 Lacs 13.50 |
All Term Loan other than primary Sector
| Up to 10 Lacs | 14.00% |
| Above 10 Lacs | 14.50% |
Loan Against Bank Deposit
- Term Loan 1% more interest from Deposit (FDR/RD)
- Over Draft Limit
- Up to 2.00 Lacs 2% more interest above from FDR/RD
- Above 2.00 Lacs 1% more interest above from Bank FDR/RD
Cash Credit Limit
| Cash Credit Limit (Working Capital) | Up to 10 Lacs | 11.50 |
| 10 Lacs & above & below 50 Lacs | 11.50 | |
| 50 Lacs & above below 1.00 Crore | 11.25 | |
| 1.00 Crore & above & below 2.00 Crore | 10.75 | |
| 2.00 Crore & above | 10.30 |
Urban Business Loan
| 1.00 Lac upto 1.00 Crore | 11.50% |
|---|---|
| 1.00 Crore & Above | 11.00% |