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Loan against own Deposit

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Type of Facility Loan against Own Deposit (RI/FD/RD/DDS)
Maximum amount 90% loan Deposit amount
Rate of interest
  • 1.00% above for deposit rate
  • 12.00% for Daily Deposit
Wide Circular no : daz-Qk¼46½ ckuklcSad@ljdqyZj@2017&18@11223&35@fnukad 06-09-2017
Maximum repayment period As per deposit maturity date
Margin 10% on value of own deposit
Eligibility All Depositors